Health Reimbursement Accounts encourage employees to become better health care consumers. HRAs help retain valued employees by providing them with greater freedom of choice in planning health care needs. In addition to giving them more discretion of how health care dollars are spent, it helps them manage their choices. Greater “ownership” by employees can result in long-range cost control and enhanced program appreciation.

Health Reimbursement Accounts are employer funded. Employees are reimbursed after submitting the Explanation of Benefit (EOB) form that they receive from their insurance carrier. The EOB will explain the original billed charges, network discounts and the amount the employee is responsible to pay. Alliance Benefit Group will reimburse the employee either by check or direct deposit. The employee is responsible for paying the provider. 
 

We offer a full range of Health Reimbursement Account services, including:

• Plan Design
• Plan Document Services
• Plan Communication
• Claims Adjudication
• Payroll Integration
• Flex / HSA Integration
• Participant Debit Card
• Quarterly Participant Statements
• Year-end “Participant Reminder”
• Annual Compliance Testing
• Preparation of Employer Status Reports
• 5500 Preparation
• Participant Website